Are you having trouble finding a health insurance plan?

State regulators have approved two short-term health insurance plans for sale in Iowa that might help you out.

Iowa Insurance Commissioner Doug Ommen says these are 364-day plans — and they are an option for healthy Iowans who cannot afford the premiums for individual policies being sold in the Affordable Care Act marketplace.

The approved plans are sold by Golden Rule Insurance Company and United States Fire Insurance Company. In-hospital services will be covered, including surgeries and emergency room visits, as well as out-of-hospital care like going to the doctor — even if it’s via a video “tele-medicine” link. Customers will be able to renew policies for three years. The plans do have higher deductibles, however.